Research Team: Assoc Prof Tony Cavoli, Assoc Prof Rajabrata Banerjee, Dr Vandana Arya, Dr Ronald Donato and PhD Students Isma Khan, Arwa Bustanji, Dandan Lin (CMVI)

Partners: Economic Research Institute for ASEAN and East Asia (ERIA)


The Sustainable Development Goals (SDGs) see financial inclusion as a mechanism for supporting inclusive economic growth yet there are systemic development gaps in financial inclusion in developing and transitional communities.


To examine the effects of financial inclusion on a range of economic and development outcomes such as poverty reduction, improvements in health, access to basic sanitation and education. Include picture


Examining different types of financial inclusion (access to bank accounts, digital financial applications), the researchers found that both traditional and digital financial inclusion can decrease income inequality, improve household access to basic sanitation infrastructure and improve objective and subjective wellbeing in emerging and developing economies.