FAQs Insurance for Students on Placement
- What coverage does the University policy provide for students on placement?
- Are students covered for psychological or emotional injury while on placement?
- Are students covered if they undertake placements or volunteer work that does not form part of the curriculum?
- Who should students contact in the case of accident or injury?
- How does a student make an insurance claim for an injury that occurs on placement?
- What coverage is provided to students undertaking placements interstate?
- What coverage is provided to students undertaking placements overseas?
What coverage does the University policy provide for students on placement?
The University provides Public Liability, Professional Indemnity and Personal Accident insurance for students on placement. Details of coverage.
Are students covered for psychological or emotional injury while on placement?
No. If a student suffers psychological or emotional distress as the result of an incident or activities that occur while undertaking a placement, s/he should be referred to Learning Connection’s Counselling Services.
The University may be able to offer Insurance coverage for students who undertake placements/voluntary work outside of curriculum, provided that the placement is relevant to the student’s program of study.
In such cases, you can refer the student to the UniSA Career Services Work Placement Scheme, which provides support and advice to students undertaking placements outside of curriculum.
Students undertaking a vacation placement supported by a scholarship are covered provided one of the following is signed by both the University and the placement provider:
- Where the scholarship is provided by the University: A University FS23 form; or
- The “Responsibilities for Insurance Cover for Students on Scholarship supported External Field Placement/Research Experience” agreement: where the scholarship is provided by an external body (such as the Cancer Council).
Who should students contact in the case of accident or injury?
In the case of accident or injury, the student should contact the placement coordinator or academic supervisor in the first instance. An FS24 must then be completed and a copy sent to the University’s Insurance Officer.
How does a student make an insurance claim for an injury that occurs on placement?
Contact the Insurance Officer, who will advise the student on his/her eligibility to claim. The student will then be provided with a claim form and advised of the applicable excess amount.
What coverage is provided to students undertaking placements interstate?
The University also provides Public Liability, Professional Indemnity and Personal Accident insurance for students on placement interstate. Details of coverage.
What coverage is provided to students undertaking placements overseas?
Placement that is part of the curriculum:
- Students undertaking an overseas placement that forms part of their program of study will be covered by the University for Public Liability, Professional Indemnity and Travel insurance. Details of coverage.
Please note:
- Liability insurance policies have jurisdictional limitations regarding USA and Canada. Placement coordinators should contact the Insurance Office for confirmation of cover prior to approving placements to these countries.
- Personal Accident insurance is included in the Travel insurance policy.
Placement that is not part of curriculum:
- The University may be able to offer Public Liability and Professional Indemnity Insurance coverage for students who undertake voluntary overseas placements/voluntary work outside of curriculum, provided that the placement is relevant to the student’s program of study. In such cases, you can refer the student to the UniSA Career Services Work Placement Scheme, which provides support and advice to students undertaking placements outside of curriculum.
Please note:
- Liability insurance policies have jurisdictional limitations regarding USA and Canada. Placement coordinators should contact the Insurance Office for confirmation of cover prior to approving placements to these countries.
- UniSA can not provide Travel insurance for voluntary overseas placements and the student is required to purchase appropriate Travel insurance prior to travelling.