FAQs Insurance for Students on Placement
- What coverage does the University policy provide for students on placement?
- Are students covered for psychological or emotional injury while on placement?
- Are students covered if they undertake placements or volunteer work that does not form part of the curriculum?
- Who should students contact in the case of accident or injury?
- How does a student make an insurance claim for an injury that occurs on placement?
- What coverage is provided to students undertaking placements interstate?
- What coverage is provided to students undertaking placements overseas?
What coverage does the University policy provide for students on placement?
The University provides Public Liability, Professional Indemnity and Personal Accident insurance for students on placement. Details of coverage.
Are students covered for psychological or emotional injury while on placement?
No. If a student suffers psychological or emotional distress as the result of an incident or activities that occur while undertaking a placement, s/he should be referred to the Learning and Teaching Unit's Counselling Services.
The University can offer some Insurance coverage for students who undertake placements/voluntary work outside of curriculum, provided that the placement is relevant to the student’s program of study.
In such cases, you can refer the student to the UniSA Career Services Work Placement Scheme, which provides support and advice to students undertaking placements outside of curriculum or alternatively you may contact the Insurance Office for more information.
Students undertaking a vacation placement supported by a scholarship are covered provided one of the following is signed by both the University and the placement provider:
- Where the scholarship is provided by the University: A University FS23 form; or
- The “Responsibilities for Insurance Cover for Students on Scholarship supported External Field Placement/Research Experience” agreement: where the scholarship is provided by an external body (such as the Cancer Council).
Who should students contact in the case of accident or injury?
In the case of accident or injury, the student should contact the placement coordinator or academic supervisor in the first instance. An FS24 must then be completed and a copy sent to the University’s Insurance Officer.
How does a student make an insurance claim for an injury that occurs on placement?
Contact the Insurance Officer, who will advise the student on his/her eligibility to claim. The student will then be provided with a claim form and advised of the applicable excess amount.
What coverage is provided to students undertaking placements interstate?
The University provides Public Liability, Professional Indemnity and Personal Accident insurance for students on placement interstate. Details of coverage. In some cases students may also be covered under the University's travel insurance policy. You will need to contact the Insurance Office to discuss your eligibility for travel insurance.
What coverage is provided to students undertaking placements overseas?
- Students undertaking compulsory placement overseas will be covered by the University for Public Liability, Professional Indemnity, Personal Accident and in most cases Travel insurance (you will need to contact the Insurance Office to discuss your eligibility for travel insurance). Details of coverage.
- Liability insurance policies have jurisdictional limitations regarding USA and Canada. Placement coordinators should contact the Insurance Office for confirmation of cover prior to approving placements to these countries.
- Due to limitations of our Medical Malpractice insurance placements in the USA and Canada can not be considered for the following disciplines: Nutritional Physiology; Podiatry; Medical Radiation; Human Movement; Physiotherapy; Nursing & Midwifery; Pharmacy; and Psychology.